The Root of Your Money Wounds – How to Heal Scarcity at the Nervous System Level
- Nicole Chetcuti, ISTP

- Mar 7, 2025
- 3 min read
Why You Struggle with Money (And It’s Not What You Think)
If you’ve ever felt like no matter how hard you try, you can’t seem to break through financial struggle—your nervous system might be the reason.
Money wounds don’t start in adulthood. They’re rooted in childhood conditioning, generational trauma, and survival responses that keep you trapped in cycles of financial fear, self-sabotage, and scarcity.
If you find yourself:
Feeling anxious when you spend money, even on necessities
Struggling to hold onto money—no matter how much you make
Feeling guilty when charging for your work or raising your prices
Under-earning or avoiding financial responsibility
Feeling unsafe receiving or growing wealth
Then your nervous system has been wired for financial struggle.
How Money Trauma Starts
Money isn’t just a tool—it’s deeply tied to safety, self-worth, and emotional security. If you grew up hearing things like:
💰 "Money doesn’t grow on trees."
💰 "Rich people are greedy."
💰 "You have to work HARD to make a living."
💰 "We can’t afford that!"
Your nervous system absorbed these beliefs as absolute truths.
If money was a source of stress in your home, your body linked financial security to danger, fear, and survival mode. This is why:
🚨 You panic when you don’t have ‘enough’—even when you’re okay.
🚨 You avoid looking at your bank account or making financial decisions.
🚨 You sabotage opportunities for wealth because abundance feels unsafe.
Until you heal money wounds at the nervous system level, these patterns will keep repeating—no matter how much you earn.
How Your Nervous System Reacts to Money Stress
When money is linked to survival, your body reacts to financial challenges as if they are life-threatening.
🔥 Fight Mode: You work endlessly, hustle nonstop, and feel like you have to "earn" every dollar through struggle.
🏃♀️ Flight Mode: You avoid finances altogether—ignoring bills, procrastinating, or feeling overwhelmed by money talk.
🧊 Freeze Mode: You feel paralyzed when making financial decisions and can’t take action toward wealth.
🤝 Fawn Mode: You undercharge, over-give, or struggle to set financial boundaries.
If you recognize yourself in any of these, your nervous system is keeping you stuck in financial survival mode.
How to Rewire Your Nervous System for Abundance
Healing money wounds isn’t about "thinking positively"—it’s about teaching your body that wealth is safe.
🌿 Step 1: Identify Your Money Triggers
Notice when you feel anxious about money—spending, earning, receiving.
What past experiences, childhood memories, or beliefs come up?
🧘♀️ Step 2: Regulate Your Nervous System Around Money
Use breathwork, EFT tapping, and grounding techniques to calm financial anxiety.
Shift your body out of fight-or-flight when dealing with money.
💰 Step 3: Create New Money Safety Patterns
Practice receiving—allow small amounts of money, gifts, and opportunities without guilt.
Affirm: “It is safe for me to receive and hold wealth.”
Make money decisions from a place of safety, not fear.
How "The Pit To Peace" Helps You Heal Money Trauma
Inside The Pit To Peace, we go beyond mindset shifts—we reprogram money wounds at the nervous system level so you can:
✨ Release financial fear and scarcity cycles
✨ Stop overworking and start allowing money to flow with ease
✨ Heal generational money trauma and build a new wealth identity
✨ Feel safe, worthy, and open to receiving abundance
🔗 Join The Pit To Peace now and finally break free from financial struggle. Our upcoming 12 week training class starts 4/4. Click here to enroll! www.keepaligningwithin.com/thepittopeace
Final Thoughts + Next Steps
Money wounds aren’t about "not working hard enough"—they’re about subconscious programming and nervous system conditioning. When you heal at the root, wealth can finally feel safe, natural, and sustainable.
🎧 Listen to the full Money Wounds Podcast Series for deeper healing on Spotify+Apple Podcasts!
Drop a ‘💰’ in the comments if you’re ready to rewire your money story










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